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Ystradgynlais Mind in the valleys

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Money, Debt & Mental Health

Mind’s research ‘In the red: debt and mental health’ shows that debt is not just a financial problem but can have a serious impact on a person’s mental health in terms of anxiety and stress, depression, self-harm and suicidal thoughts, as well as adding to wider social exclusion problems.

For financial information and debt advice, visit Money & Mental Health on Mind’s website.

National Debtline  0808 808 4000 provides free confidential independent advice on how to deal with debt problems.  Their website has a number of useful downloads, such as sample letters to write to your creditors and a personal budget section, as well as access to a library.

Consumer Credit Counselling Service   0800 138 1111 offers free confidential advice and support to anyone who is worried about debt.  There is also Debt Remedy, an online counselling session that takes about 20 minutes to complete and there’s no need to give your name.

Money Saving Expert   Martin Lewis (from the telly) hosts a website full of useful information and a forum.  He’s also written a good article about Credit Unions.

Saving with the Credit Union is going to give me the chance to have my “Dream Holiday” as they will lend money for different things - as I have no means of a holiday without their help, the Credit Union has been a godsend to me.

Association of British Credit Unions Ltd (ABCUL) explains what Credit Unions are, and has a useful Loan Calculator if you wanted to borrow from them.

Citizens Advice Bureau

Has ‘Ten top tips to survive the recession’ on its website.  Local branches:

Ystradgynlais Welfare Hall
Brecon Road SA9 1JJ
phone 0845 601 8421 (01639 844730 is their admin line).

Drop in Wednesdays 10 am – 12 noon

Appointments Thursdays 10 am – 4 pm

Telephone advice Tuesdays to Fridays 10 am – 12 30 pm

Seven Sisters Community Centre in Seven Sisters SA10 9BA 

No telephone, appointments only Tuesdays 10 am – 1 pm

Neath CAB office  44 Alfred Street SA11 1EH phone 08444 772020

Monday Wednesday & Friday mornings 9 30 – 11 am
Tuesday 12 30 – 2 pm

Welfare Benefits

Please note that none of the following sites can take on individual enquiries.

Beginner’s Guide to Benefits from DirectGov 

Benefits Check Up from – lots of useful info and links, including one to a site where you can carry out a check to see whether you’re entitled to any of the main benefits.

Neath Mind Benefits and Mental Health website helps you to identify benefits you might be entitled to, claiming benefits because you’re not fit for work, and a guide to claiming Disability Living Allowance (DLA) and Attendance Allowance in a mental health context.  Also gives details of Judy Stenger’s book: The Big Book of Benefits & Mental Health 2009/10.